Faridabad, Haryana
Now loan expert in Faridabad Ex-government bankers · 20+ years

Government bank funding, without the hassle.

We find the scheme you qualify for and stay with the file till disbursement.

  • Public sector rates
  • File prepared correctly
  • Followed till disbursement
01/03
0 Cr+ Credit facilitated
0% Success rate
0+ Years Of experience
4.9 out of 5 Google reviews
All Government Banks Associate bankers
18 states Families & businesses served
Our Services

What We Offer for You

Retail, government-backed and corporate lending — matched to the scheme your case actually qualifies for, not the one that is easiest to sell.

01

Retail Loans

For your home, property, education and vehicle.

A family outside their new home Secured

Home Loans

Home loan is a secured loan facility, which banks and HFCs offer against the property you buy.

  • Secured against the property you buy
  • Long tenure keeps the EMI manageable
View Details
Residential apartment building Secured

Loan Against Property

Unlock property value for financial needs.

  • Your property stays in your name
  • Funds usable for business or personal needs
View Details
Handing over the keys to a new car Retail

Car Loan

Drive your dream car with easy EMIs.

  • New and pre-owned vehicles
  • Simple, fixed monthly EMIs
View Details
Graduate holding his cap Retail

Education Loan

Fund higher studies in India or abroad with flexible repayment.

  • Courses in India and overseas
  • Repayment begins after the course period
View Details
02

Powerful Government Schemes

Subsidy-linked and guarantee-backed programmes most borrowers never hear about.

01 Govt. of India

Mudra Loans

PM MUDRA YOJNA (PMMY) is a Government of India scheme for micro and small enterprises.

  • Shishu, Kishore and Tarun categories
  • No collateral for eligible micro units
View Details
02 Subsidy linked

PMEGP Loan Scheme

Prime Minister's Employment Generation Programme (PMEGP) aimed at generating self-employment.

  • Government subsidy on project cost
  • New manufacturing and service units
View Details
03 Collateral free

CGTMSE Loan

Credit Guarantee Funds Trust for Micro and Small Enterprises (CGTMSE) backs credit without collateral.

  • Guarantee cover replaces collateral
  • For micro and small enterprises
View Details
04 New entrepreneurs

Standup India Scheme

Government of India launched the Stand-Up India Scheme on April, 2016 to back first-time entrepreneurs.

  • For SC/ST and women entrepreneurs
  • Greenfield projects and new units
View Details
03

Corporate Loans

Machinery, working capital and project funding for growing units.

Operator working on factory machinery

Machinery Loan

A machinery loan is a type of business loan specifically designed to help businesses purchase equipment.

  • Plant and equipment purchase
  • The asset itself acts as security
View Details
Garment manufacturing floor

Working Capital

Working Capital Loan is a credit facility offered to startups and business owners for day-to-day operations.

  • Cash credit and overdraft limits
  • Reviewed and renewed annually
View Details
Business owner in his office

Business Loan

Flexible funding solutions for growing businesses.

  • For expansion and daily operations
  • Secured and unsecured options
View Details
Textile manufacturing unit

Project Finance

A New Project Finance Loan from government banks for setting up a new manufacturing unit.

  • New units and major expansions
  • CMA data and projections prepared for you
View Details

Not sure which one fits your case?

Tell us the requirement and we will point you to the scheme with the best terms for you.

Talk to an expert
Sachin Vashishth, Founder & CEO of Loan Experts India
20+ Year of Experience
Ex-Government Bankers Led from the inside
Founder & CEO

Message From The Founder & CEO

During my years in the banking industry, I observed that many customers believe government banks are complex, slow, or difficult to deal with, and therefore move towards private lenders without understanding the real benefits available in public sector schemes. In reality, with the right preparation and guidance, government banks offer strong funding options, competitive interest rates, and valuable subsidy opportunities.

My vision behind Loan Experts India is to bridge this gap by helping clients approach government banks in a structured and hassle-free manner, so they can access the right schemes and funding support with confidence.

Sachin Vashishth
Founder & CEO, Loan Experts
Read More
Why Choose Us

On the ground in 18 states

Two decades inside public sector banks — and a book you can check, state by state.

0 Cr+Credit facilitated
0 / 25States covered
0%Success rate
0+Years experience
Haryana North India
4.1 L MSMEs registered
612 Files sanctioned
330 Cr Credit facilitated
Ex-govt. bankers on the team
All 12 public sector banks
We meet you at your workplace
We stay on after disbursement
Our Expertise

If Bank rejected your case due to these problems

A rejection is rarely the end of the file. Most cases fail on presentation, timing or the wrong product — all of which can be worked on.

CIBIL Problems

  • Low Credit Score
  • Multiple Enquiries
  • Fresh / New Credit Score
  • Regular DPD
  • Write Off / Settled Accounts
We have a solution

Income Problems

  • Fresh ITR
  • 1 Year Vintage
  • New Business Setup
  • Fresh GST
  • Same Date ITR Filing
We have a solution

Banking Problems

  • New Bank Account
  • No Current Account
  • Low Banking
  • Cash Deposits
  • Regular Cheque Bouncing
We have a solution

Property Problems

  • Low Market Value
  • All Colonies Property
  • Vacant Plot
  • Under Construction Property
  • 3rd Party Security — up to 200% of market value
We have a solution

Turned down somewhere else? Send us the file.

We will tell you honestly whether it can be placed, and with which bank.

Get a case review
Our Partners

Our Associate Bankers

Collaborating with leaders to bring you the best funding solutions.

Punjab National Bank
Union Bank of India
SBIState Bank of India
Canara Bank
BoBBank of Baroda
Bank of India
Central Bank of India
IBIndian Bank
Punjab & Sind Bank
IOBIndian Overseas Bank
UCOUCO Bank
BoMBank of Maharashtra
12 / 12 Public sector banks empanelled
Zonal & branch level Relationships built over 20 years
Regional rural & co-op Used where the scheme fits better
Testimonials

What Customers Say About Us

We take pride in building strong relationships and delivering exceptional results.

4.9
Based on Google reviews

Private banks refused our expansion plan, but Loan Experts showed us the CGTMSE option and arranged funding from Union Bank. With their guidance, we opened one franchise… and today we proudly run four. Truly grateful for their support in our growth journey.

My Life Care Verified customer

My home loan was rejected by several banks as I run a small dairy with no formal records. Loan Experts believed in my case, got it approved from Punjab National Bank, and today I own not just one, but three flats. Thankful for their honest and dedicated help.

Pankaj Sharma Verified customer

I wanted a project loan to start my garments manufacturing and trading unit, but no bank was ready to support the proposal. Loan Experts guided me when others couldn't, and I was surprised by both their speed and the response from the government bank they approached.

Ivneet Garments Verified customer
Partnership

Bring us the client.
We’ll carry the file.

We reward partners for the work they actually do. Payout slabs step up as your volume grows — the more files that get sanctioned, the higher the slab you sit in.

It works best for people who already advise on money: financial advisors, property consultants, chartered accountants, and business owners with a network that trusts them.

  • Financial advisor
  • Real estate agent
  • Chartered accountant
  • Business professional
Payout slabs Illustrative
Payout per file
EntryGrowthPremiumTop
Slabs move with volume — the more you send, the higher you sit.
How It Works

There is always a way to get money quick

Three stages — and we stay on the file through all of them, including after the money lands.

    • Meeting with the Customers at their work place.
    • Analysing their requirements & end-usage of funds.
    • Due Diligence & background check before sending to Bank.
    • Detailed discussion on the proposal with the incumbent.
    • Verification of Factory and residence with the Bankers.
    • Submitting CMA Data, Legal, valuation and other documents to bank.
    • Monitoring all referred loan account in the bank.
    • Assisting in Limit renewals and project expansion.
    • Collections and recovery of EMI from the customer.
File status · Quick Application
Case opened Our banker visits, not a form on a website
  • Requirement & end-use understood
  • KYC, banking and books collected
  • Background check completed
Ready for the bank Nothing filed until you say yes
With the branch Proposal argued in person, not emailed and forgotten
  • Proposal discussed with the incumbent
  • Factory & residence verified
  • CMA data, legal and valuation filed
Sanctioned 97% of the files we take on
Account live We keep watching the limit after the money lands
Limit utilisation
  • Account monitored with the bank
  • Renewals & enhancement handled
  • EMI follow-up and recovery support
FAQ

Questions we get asked most

If yours isn’t here, ask it on the phone — you will get a straight answer, not a sales pitch.

Still need an answer?

Speak to one of our ex-bankers directly. No call centre, no scripts.

Call +91-9810454531

We work with all government banks — including Punjab National Bank, Union Bank of India, Canara Bank, Bank of India, Central Bank of India and Punjab & Sind Bank — along with other public sector lenders across India.

In most cases, yes. Rejections usually come down to CIBIL, income documentation, banking conduct or property issues. These are exactly the situations we work on — send us the case and we will tell you honestly whether it can be placed, and with which bank.

Yes. We regularly file cases under Mudra, PMEGP, CGTMSE, CLCSS and the Stand-Up India Scheme, including the subsidy and guarantee components that borrowers often miss when they apply on their own.

We provide pan-India service and are currently active in 18 of 25 states. Our corporate office is in Faridabad, and our team meets customers at their own workplace.

We monitor all referred loan accounts in the bank, assist with limit renewals and project expansion, and support collection and recovery of EMI from the customer. The relationship does not end at disbursement.

Financial advisors, real estate agents and business professionals can join our partnership program. Payout slabs are structured to grow with your performance — get in touch through the enquiry form and our team will share the details.

Contact Us

Let’s look at your case

Send a few details and one of our team will call you back. Nothing is filed with any bank until you are comfortable.

Send an enquiry

Fill this in and we will get back to you the same working day.

Your details stay with our team.
  1. 1 We call you back and listen to the case.
  2. 2 We tell you honestly whether it can be placed.
  3. 3 We prepare the file and take it to the bank.